There are many people that struggle to get a mobile phone contract with one of the big networks and for a number of reasons. A lot of people think that the only alternative is to opt for a prepaid or a pay as you go mobile phone but this may not be the case as you may be successful in your application for a guaranteed mobile contract. Such a contract can provide you with everything you need, which includes a decent handset and also a beneficial contract that affords you lower cost calls and texts than a prepaid deal offers.
People with poor or bad credit can find it very difficult indeed to get a contract phone if they apply directly to the network operator and for one of their main deals. Operators may be willing to work with individuals to provide a phone and contract but these deals are usually offered via third parties and they typically come from smaller networks and not for the most popular phone models that are available.
Another group of people that can find it difficult to land any form of credit, including a mobile phone monthly contract, is those with no credit history. This can prove as difficult as having a poor credit history except that it is usually easier and quicker to rectify. Most companies want to see a history of repayments and meeting payment schedules before they are willing to offer credit to a consumer and if you have no credit history then you are not in a position to be able to show this.
Some people, usually those with a poor credit rating, do not like to have to undergo credit checks. For a start off, another failed credit application may add to your financial woes. You may find that this adds further weight to a credit score, dragging it lower and making it even harder to recover from fully. Some people simply don’t like the indignity of being rejected either. Whatever your reason, if you don’t want to have to undergo a credit check then a guaranteed mobile contract could be a good choice for you.
A guaranteed mobile contract can include both the handset and SIM card or just the SIM. Deals for SIM cards alone will usually be better and have fewer stipulations attached to them. You will need to purchase or arrange a mobile phone yourself but this does allow you to enjoy the benefits of a contract phone without the additional worry of increased monthly costs.
There are many reasons that people hit difficult financial times. In recent years, even those with previously impeccable credit rating find themselves in debt and unable to make payments. With a guaranteed mobile contract it is possible to overcome this problem and enjoy access to a range of mobile phones and a selection of mobile phone contracts. Apply for a phone and contract that best suit your needs and then enjoy the benefits that a mobile phone contract have to offer.